PayPal is a secure online payment method, which allows you to pay or get paid quickly and easily without sharing any of your financial information. It remembers and safeguards your bank, credit or debit card details, so you don’t have to. You can use PayPal to pay for items on eBay or any of the thousands of online retailers that accept PayPal. You can also get cashback and exclusive discounts from selected retailers via the PayPal Offers site.
You don't need to open an account at PayPal, all you need is just a credit or debit card to make a payment.